Bill Topalian Insurance
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Life

Secure Term: 
Secure term is designed to provide affordable easily understood coverage from five to thirty years.  It pays a specified amount you choose to your designated beneficiaries.  Your Secure Term Policy can also be converted to a permanent policy before age 65.

Cornerstone Whole Life: 
In addition to paying your beneficiaries a specified amount you choose, Cornerstone Whole Life accumulates cash value that you can access during your life for things like a new home or a college education.  Your cash value, death benefit and premium are guaranteed to age 100.

Accelerated Benefit: 
Both Secure term and Cornerstone policies with face amounts of $50,000 or more come with our Accelerated Benefit.  This feature allows the policy owner to access up to 50% of the policy's face amount (up to a maximum of $100,000) if the insured is diagnosed with a terminal condition.

Optional Coverages: 
Here are just a few of the optional coverages we offer.

  • Waiver of Premium - If you become disabled before age 60 for six months or more we will waive your premium during the time you're disabled. 
  • Accidental Death Coverage - We'll pay an additional amount to your designated beneficiaries if you die as a direct result of an accidental injury.  Coverage ranges from $10,000 to $250,000 but can't exceed the base amount of your policy. 
  • Additional Insured - This option pays the death benefit to the designated beneficiaries on the death of the additional insured. 
  • Children Insurance - You can add your children to your policy.  This covers all children for one premium under one policy.  It pays $10,000 to the owner of the policy for each covered dependent child up to age 21.

The Advantage: 

  • Superior Service - The promise to be there when you need us the most.  That's the promise you expect when you buy insurance.  When it comes to delivering on that promise, no one delivers better than us. 
  • Discounts - If you have an auto and/or home policy with us you're eligible for additional discounts on your mariner insurance. 
  • A Trusted Partner - The Pacific Northwest is our home and we serve only this select market .  This gives us a unique perspective on the needs of this very special part of the world.

Send for a quote:
If you're a responsible person you owe it to yourself to talk to us.  Click on the 'Free Quote' link and submit the request.  A representative will get back with you shortly.