Bill Topalian Insurance
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Automobile

We offer you a variety of coverages, allowing you to tailor your policy to meet your needs.

SAVE MONEY WHEN YOU QUALIFY FOR PEMCO'S DISCOUNTS:

  • Auto Plus Save up to 10% off your auto premium when you insure your auto and home with PEMCO. (You can also receive up to 10% off of your homeowners premium)

  • Safe Driver Plan - You can accumulate Safe Driver years for having no chargeable activity in a given year.  Discounts up to 20% are available for 10 safe driver years.

  • Defensive Driver - For drivers 55 or older who have successfully completed a certified defensive driving course.

  • good student - For young drivers with a 3.0 G.P.A. and an eligible driving record.

  • distant student - Save money when your child attends school at least 75 miles from home when he or she doesn't have a vehicle at school.

  • alternative commute - Save up to 5% if you use your car to commute two days or less per week.

  • new customer discount - May apply to drivers who have three years of driving experience without any chargeable accidents or violations.

Liability:
Liability coverage pays when you or a family member are legally responsible for injury or death of another person or damage to another person's car or property while operating a motor vehicle.  It also pays for defense costs if you are sued as a result of a covered accident.

Underinsured motorist:
If you are hit or injured by a driver who has no or too little insurance to pay for your medical and or repair expenses, this coverage pays for most costs you incur.

Personal Injury Protection:
This coverage pays for medical expenses and loss of income incurred by you , members of your household, or passengers in your car in case of accidental injury or death.

Auto Accidental Death:
This coverage pays if an individual covered by your policy dies as a result of being struck by a vehicle.

Collision:
If you collide with another vehicle or object, or your car rolls over, this coverage pays for your vehicle, subject to the deductible you select.

Comprehensive:
Comprehensive coverage pays for damage to your car not caused by collision or rollover including theft, vandalism or weather-related incidents, subject to the deductible you select.

Towing and Labor:
This coverage pays for emergency road service when your vehicle is inoperable at the limit you select ($50, $100 or $500).  Labor is covered only at the site of the breakdown.

Auto Rental and Travel Expense Reimbursement:
If you need to rent a car while your vehicle is being repaired because of a covered event , this coverage will reimburse you for that expense up to you policy limit.  It also pays additional travel expenses you may incur if the event takes place over 100 miles from your home.

The Advantage:

  • Repairs are guaranteed - If your car is damaged by a covered event and we reach an agreement with a repair facility the work is guaranteed for as long as you own your car.
  • Convenient Payment Plans - We have numerous options including having your monthly payment automatically deducted from your checking account.
  • A Trusted Partner - We have been providing superior protection to responsible Washington drivers since 1949.

Send for a quote:
If you're a responsible person you owe it to yourself to talk to us.  Click on the 'Free Quote' link and submit the request.  A representative will get back with you shortly.